Privacy Policy

This Privacy Policy describes the privacy practices of ABAPay s.r.o ('ABAPay', 'we', 'us', 'our') on its Website located at www.aba-ex.com, as well as in mobile application that ABAPay offers (collectively, 'Our Website' or the 'Mobile Application).

We provide payments and card services to natural and legal persons, who already have established the Business relationships with ABAPay or in whose name the Account is opened and maintained. Users of our Website may also include persons or entities who are otherwise visiting our Website ('Other Users'). Below you can find information about when and how we collect information from visitors, other users or concerning your computer or device, how we use such visitor Information, and the circumstances under which we may disclose such visitor Information to others.

By visiting the Website and/or mobile application, you acknowledge that you have read, understood, accept and consent to this Privacy Policy and consent to us using your visitors information as described. If you are at all uncertain about any aspect of this Privacy Policy, please contact us using contact details below or refrain from using the Website and/or mobile application.

Please note that we might amend this Privacy Policy from time to time at our sole discretion. Therefore, please check this Privacy Policy for updates.

Providing visitors with anonymous access

You can access our Website home page and browse it without disclosing your personal data.

Services and links of our Website

Our Website may enable you to communicate with other visitors or to post information to be accessed by others. When you do so, other visitors may collect your data.

Automatic collection of information

Website traffic information

We automatically receive the web address of the site that you came from and the IP address of the computer or device that you are using to access our Website. We also collect information on which pages of our Website you visit while you are on this site, the type of browser you use and the times you access our Website. We use this information to try to understand our visitors' behavior and preferences, to develop and improve our Services, and to manage the load on our servers.

We automatically log personal data, but we do not link information automatically logged by other means with personal data about specific individuals.

A cookie is a small data file that websites write to your hard disk for record keeping purposes. We use cookies to store data, but we do not link non-personal information stored in cookies with personal data about specific individuals. The use of cookies does not restrict user's right to privacy in any way. We and our partners/affiliates use various technologies to collect and store information when you visit our Website or use our mobile application, and this may include using cookies or similar technologies to identify your browser or device. We also use these technologies to collect and store information when you interact with services we offer to our partners, such as advertising services or other features that may appear on other Website.

If you do not wish ABAPay to place and use cookies on your computer, you should set your browser preferences to refuse all cookies before accessing ABAPay Website. ABAPay is not responsible for any failure by you or your browser to accurately implement or communicate your browser preferences or settings. Please note that if you set your browser to reject cookies, some features of the Websites you visit may be unavailable. In addition, please be aware that even if you configure your browser settings to reject all cookies, your activity on ABAPay Websites/mobile application will still be recorded. However, if you reject all cookies, ABAPay will not be able to determine whether or not someone using that computer previously visited the Website.

For more information on how to reject cookies, see your browser's instructions on changing your cookie settings. If you do not elect to set your browser preferences to refuse cookies, you consent to have cookies, used by ABAPay, placed on your computer when you visit Website.

“Do-not-track” signalse

Some web browsers may transmit 'do-not-track' signals to the Websites with which the visitor communicates. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether visitor intends for these signals to be transmitted, or whether they even are aware of them. We are not responsible for transmitting 'do-not-track' signals, as well as the consequences that may arise to that concern.

Data collection

You can access our Website home page and browse it without disclosing your personal data.

  • Unique identification numbers, e.g. Internet protocol (IP) address and device ID;
  • Your login information;
  • As applicable to your type of device, browser type and version, and browser plug-in types and versions, application release and version, device model, manufacturer (brand), operating system, operating system version, OS library version, time of last seen, enable WiFi, radio (EDGE, HSDPA, LTE, WCDMA, none), device screen (width, high, dpi), NFC, telecom operator, Bluetooth enable, Bluetooth version;
  • Time zone setting, city, region, country and language;
  • Operating system and platform;
  • And information about your visit, including the full Uniform Resource Locators (URL) click stream to, through and from our Website and mobile application (including date and time); products you viewed or searched for; page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse away from the page.

ABAPay service is not designed to knowingly collect or extract from Visitor Information (including any Recorded Interactions or Device Information) information that could be used to personally identify visitors, such as a visitor's name, address or phone number when a visitor visits Website. In particular, ABAPay does not attempt to identify, decipher, or associate personally identifying Information regarding a visitor from any recorded interactions or device information.

Use of collected information

Except as otherwise provided in this Privacy Policy, we will obtain your explicit or implied consent to use collected information about you. There are certain circumstances set out below, where we may use collected information. These are:

  • To assist us in developing and enhancing our services and our Website, to conduct market analysis and strategic planning and to determine your eligibility to receive offers for special features, promotions, and products
  • To provide you with information about our services.

Disclosure of visitor information

Visitor information may be shared with certain third-party companies and individuals that help facilitate technical aspects of ABAPay Services or perform functions related to the administration of ABAPay, such as third parties that provide storage facilities for certain visitor information collected and analyzed by ABAPay. These third parties perform tasks on our behalf and are contractually obligated not to disclose or use visitor information for any other purpose. However, ABAPay is not responsible in the event that collected visitor's information is disclosed at a result of a breach or security lapse at any such third party, or for such third party's non-compliance with the foregoing requirements.

ABAPay also reserves the right to disclose any visitor information to: (i) comply with any law, regulation, or legal request; (ii) enforce, apply, or investigate breaches of the Terms&Conditions or other agreements or amendments; (iii) respond to public requests; or (iv) protect the rights, property, user experience, or safety of ABAPay, our employees, our users, or others. We may also share visitor information with our affiliates, subject to their compliance with our obligations under the terms of this Privacy Policy.

Contact details

If you require any additional information or you have any further questions concerning our privacy policy please do not hesitate to contact us at [email protected].